Tarrant Trail SPDA
4% Commission to Age 80
8% Year 1 Rate – 5.25% Years 2-6
6-Year SPDA – Fixed annuity with growth, protection, and flexible exit options.
Why Offer Tarrant Trail SPDA?
Tarrant Trail delivers a compelling fixed-rate solution that appeals to clients seeking safety and clarity. With a strong first-year rate, a bailout feature that protects clients if rates decline, and penalty-free liquidity after year one, it’s a product built for retirement planning confidence.
8.00% fixed rate in Year 1
Bailout waiver at 5.25% — surrender charges & MVA waived if renewal rate is below that
4% commission to age 80 | 3% ages 81-90
10% or RMD free withdrawals annually starting in year 2
Full account value death benefit
Key Benefits for Agents
4% Commission through 80
8% Fixed Rate in Year 1
10% or RMD Free Withdrawals – Starting yr 2
Bailout waiver at 5.25%
Full Account Value at Death Benefit
Surrender Charges & MVA Waived if Renewal Rate Below 5.25%
Agent Resources
Everything you need to present Tarrant Trail SPDA — download below:
Ready to Offer Tarrant Trail SPDA?
Get appointed today and start offering one of the strongest growth-focused SPDAs in the industry.
✅ Get ContractedProduct availability, features, rates, and compensation may vary by state, issue age, and over time. All caps, participation rates, boosts, and commission levels are subject to change at the carrier’s discretion and may not apply to every contract. Certain riders and benefits may not be available in all states. This page highlights general features and should not be considered a guarantee of future availability or performance.