info@EverVest.com

952.542.6300

Document Upload
FireLight
Document Upload
FireLight
Menu

Staysail MYGA: Up to 7.20% Guaranteed Rate | EverVest

7-Year MYGA 7.20% Guaranteed Rate

A straightforward option with full commission through age 80, optional 10% annual liquidity, full accumulated value at death, and financial strength from an A− rated carrier.

7.20% Guaranteed Rate* *7-year, $100,000+ option without the liquidity rider, outside California
Age 85 Issues Through Age 85 Full commission through age 80
100% Full Accumulated Value at Death Free of withdrawal charges or MVA
10% Optional Annual Liquidity Available through the Free Withdrawal Rider
Excellent AM Best Rated Carrier Financial strength rating
A Compelling MYGA Opportunity

Why Offer This 7-Year MYGA?

This multi-year guaranteed annuity delivers guaranteed simple interest up to 7.20% with a straightforward structure, optional liquidity and financial strength from an A− rated carrier.

The full accumulated value is payable at death, while an optional rider allows clients to access up to 10% annually without withdrawal charges or a market value adjustment.

A− rated financial strength: Knighthead Life is underwritten by Merit Life Insurance Co., rated A− (Excellent) by AM Best as of November 13, 2025.

Request an Illustration Get Contracted
Advisor Resources

Explore the Product

Review current rates, state availability, product provisions and client-facing information.

01

Rate Sheet & State Availability

Review current rates by term, premium band and liquidity option, along with current product availability by state.

View Rate Sheet PDF 02

Product Overview

See issue ages, premium requirements, withdrawal provisions, waivers, death benefits and additional product details.

View Product Overview PDF 03

Product Guide

Explore how the MYGA works and the benefits it may provide as part of a retirement strategy.

View Product Guide PDF
Take the Next Step

Request an Illustration

Tell us a little about the case, and the EverVest team will help you explore the available term, premium-band and liquidity options.

Not Contracted Yet?

Start the contracting process through SureLC.

Get Contracted Today
This field is for validation purposes and should be left unchanged.
Your Name(Required)
Term Length to Illustrate(Required)
Choose all options you'd like to illustrate

For financial professional use only. Not for use with the general public.

*The 7.20% simple interest rate applies to the 7-year guaranteed option period, high premium band of $100,000 or more, without the Free Withdrawal Rider, in states other than California. California rates differ. Rates shown are effective August 3, 2026 and are subject to change. Selecting the optional Free Withdrawal Rider results in a different credited interest rate.

Commission schedules are subject to change. Verify all current rates, commissions, state approvals and product availability with EverVest before making a recommendation or submitting business.

Staysail is a multi-year guaranteed annuity issued by Merit Life Insurance Co. and is available only in certain states. Product provisions and policy forms may vary by state. Guarantees are backed by the claims-paying ability of the issuing insurance company.

Withdrawals exceeding any applicable free withdrawal amount may be subject to withdrawal charges and a market value adjustment. A market value adjustment may increase or decrease the amount received. Taxes are due upon withdrawal, and the IRS may impose an additional 10% penalty on withdrawals made before age 59½.

Knighthead Life is underwritten by Merit Life Insurance Co., rated A− (Excellent) by AM Best as of November 13, 2025. The rating is subject to change, does not apply to a specific insurance product and is not a recommendation of a particular contract.

Toll Free – 888-990-5501

Direct – 952-542-6300
Sales – 218-877-8878

Fax – 888-990-5123 

6500 City West Parkway Suite # 101
Eden Prairie, MN 55344

Sign up for our Broker Bulletin Newsletter

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Copyright © EverVest, Inc All Rights Reserved | Privacy Policy | Designed by Apis Productions

unable to send to backend