Farmers Harvest® FIA (10-Year)
A streamlined, advisor-friendly FIA built for accumulation conversations – simple story, clean positioning.
For agent use only. Refer to the carrier-approved materials for full details.
Positioning
Conversation Starters & Key Benefits
Keep it simple: long surrender, accumulation focus, indexed growth potential with principal protection.
Surrender Period
10 Years
Harvest FIA 10-year option.
Issue Ages
Up to 85
Eligibility based on older owner, if joint.
Minimum Premium
$10,000
Max $1,000,000 w/o home office approval.
Why it fits in the field
- Straightforward story for accumulation-minded clients.
- Principal protection with index-linked growth potential.
- Penalty-free access after year one (per product rules).
- Cleaner review conversations when you keep expectations aligned.
Pro Tip
Lead with “simple + transparent,” then hand them the one-pager. Don’t over-explain riders unless the case needs it.
Use these resources
Keep your materials tight and consistent. These buttons are designed to look polished on desktop and mobile.
Quick Links
Product Resources
Download approved product materials below.
For agent use only. Product availability, features, and state approvals may vary. Use carrier-approved materials for final terms.
Need to Get Contracted?
Start the contracting process and we’ll help you move quickly.
Get Contracted
For agent use only. Not intended for use with the general public or consumers. Product availability, features, and rates may vary by state and are subject to change without notice. Information provided on this website is for informational purposes only and does not constitute a solicitation or offer to sell insurance or annuity products in any jurisdiction where such solicitation or offer would be unlawful. Please contact EverVest directly to confirm the most current product details, availability, and rates. Main: 888-990-5501