5.75% for 5 Years
15% Annual Withdrawals.
100% liquid after 5 years, no auto renewals and no Market Value Adjustment (MVA). Just a straightforward option for clients seeking guaranteed growth, principal protection, tax-deferred accumulation, and access to up to 15% annual withdrawals.
A simple 5-year fixed annuity story.
Lead with the 5.75% Interest Rate Guaranteed for 5 Years, then support the conversation with annual withdrawal access, tax-deferred growth potential, principal protection, and a straightforward surrender schedule.
5.75% Interest Rate Guaranteed for 5 Years
This fixed annuity opportunity is built for clients who want a predictable rate story without exposing their principal to market losses. It may be positioned for clients seeking stable accumulation, tax-deferred growth potential, and meaningful annual access to funds.
Clients may access up to 15% of the account value each contract year without surrender charges, based on the product materials provided.
A monthly interest option is available, providing flexibility for clients who want to receive interest payments.
Built for clients who want guarantees, access, and simplicity.
This page intentionally keeps the product identity off-page and invites visitors to contact EverVest for full details, current availability, and next steps.
Guaranteed accumulation
The 5.75% Interest Rate Guaranteed for 5 Years gives producers a clear, easy-to-explain rate story for clients focused on predictable growth.
Annual liquidity
Up to 15% annual withdrawals may help clients maintain access to a portion of their account value while still pursuing fixed annuity growth.
Protection from market loss
Because this is a fixed annuity, market fluctuation in stocks or bonds does not directly cause principal loss.
Key details producers can review quickly.
Use this snapshot as a quick producer-facing overview. Full product details, state availability, and current rate confirmation should be requested through EverVest.
| Feature | Details | Positioning |
|---|---|---|
| Interest Rate | 5.75% Interest Rate Guaranteed for 5 Years | A clean fixed annuity rate story. |
| Annual Withdrawals | 15% of account value | Useful for clients who value access. |
| Minimum Lifetime Guarantee | 3.00% | Supports a conservative guarantee discussion. |
| Minimum Deposit | $5,000 | Accessible starting premium level. |
| Maximum Deposit | $500,000 | Larger cases should be reviewed before submission. |
| Qualified / Non-Qualified | Available for qualified and non-qualified funds | Can support multiple funding scenarios. |
| Surrender Schedule | 7%, 6%, 5%, 4%, 3%, then 0% | Short, clearly defined surrender period. |
Why it can start a strong conversation.
Built-in flexibility matters.
Download the supporting materials.
Use these resources to review the current fact sheet, product brochure, state availability, financial strength information, and producer incentive details.
Current Fact Sheet
Review the 5.75% Interest Rate, 5-year guarantee, withdrawal details, surrender schedule, and product specifications.
Product Brochure
Review tax-deferred growth, principal protection, withdrawal privileges, payout options, and extended care details.
State Availability
Check approved states and availability notes before discussing product details with producers or clients.
Financial Strength Report
Review the 2026 standard analytical report and comparative financial information.
2027 Incentive Trip
View producer incentive trip details, qualification period, dates, and included travel highlights.
Want the full product information?
Get current rates, state availability, illustrations, and complete product details from EverVest. This opportunity is positioned around a 5.75% Interest Rate Guaranteed for 5 Years, up to 15% annual withdrawals, and fixed annuity protection.
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Important disclosures: This page is intended for informational and producer-facing marketing support only. Rates and product availability are subject to change without notice. Product features, withdrawal provisions, surrender charges, payout options, extended care benefits, and state availability may vary and should be confirmed before use.
Fixed annuities are insurance products and are not guaranteed by any bank or insured by the FDIC. Withdrawals may be subject to surrender charges and income taxes. Withdrawals made before age 59 1/2 may be subject to an additional federal income tax penalty. Guarantees are based on the claims-paying ability of the issuing insurance company.