5-Year FIA PLUS™

Power to Outpace the Market – Without the Risk

Premium Bonus. Market-Linked Potential. Full Downside Protection.

5-Year Fixed Indexed Annuity

A 5-Year FIA With Big Upside & Built-In Protection

Give your clients a powerful combination of premium bonus, market-linked growth potential, and full downside protection in a short 5-year term.

Premium Bonus

9.5%

Fully vested Day One for growth and at death.

Max S&P 500 Cap

Up to 13.25%

When using the -15% Floor option.

Term Length

5 Years

Short surrender period with long-term benefits.

What Makes This FIA Stand Out

9.5% premium bonus, fully vested for growth and at death.
Up to 13.25% S&P 500® annual point-to-point cap with floor selection.
Index options from S&P 500®, HSBC, and Bank of America.
Participation rates on proprietary indices designed for strong growth potential.

Protection & Flexibility Clients Want

Principal protected from market losses.
Annual Lock feature lets clients secure index gains each year.
0% Floor option for full downside protection, or lower floors for more upside.
10% annual penalty-free withdrawals after year one (subject to contract terms).
Nursing home and terminal illness waivers available in most states.

For financial professionals only. Not for use with consumers.

Agent Resources

Access all the marketing materials below—no signup required!

📄 At-a-Glance 📊 Rate Sheet 📢 Brochure 📍 State Availability Chart

Rates are effective 08/2025 and are subject to change.

Get Appointed & Start Selling Today!

Join the winning team and take advantage of top-tier FIA rates and commissions.

Get Appointed

For agent use only. Not intended for use with the general public or consumers. Product availability, features, and rates may vary by state and are subject to change without notice. Information provided on this website is for informational purposes only and does not constitute a solicitation or offer to sell insurance or annuity products in any jurisdiction where such solicitation or offer would be unlawful. Please contact EverVest directly to confirm the most current product details, availability, and rates. Main: 888-990-5501