Talking Points
- Protection-first positioning — principal and credited interest are protected from market loss (subject to contract terms).
- Bonus choice = fit — select a fee-free bonus or an enhanced bonus (with annual fee) based on your client’s objectives.
- Flexible allocations — combine fixed + index strategies; reallocate at the end of strategy terms.
- Liquidity framework — after year 1, multiple free withdrawals up to 10% of contract value (per product rules).
Use Trailhead FIA PLUS for conservative money where clients want principal protection and a clear “bonus + index opportunity” story – without the day-to-day volatility of being directly invested in the market.
Key Highlights
Check commission grid for ages 81-89, effective 2/1/26
Reference the Product Spec Sheet, Rate Sheet, and Consumer Brochure for full details, including allocation rules, caps/participation/spreads, rider provisions, withdrawal rules, and any limitations. Information subject to change.
Premium Bonus Snapshot (High Band $100,000+)
See Rate Sheet for premium bands, rider terms, and current crediting details.
Agent Resources
Download approved materials below. No signup required.
*Availability differs from Trailhead FIA. State availability in product spec. sheet.
See carrier materials for full product details, current crediting terms, and any restrictions. Information subject to change.
Ready to Offer Trailhead FIA PLUS?
Get appointed today and start offering a protection-first FIA with premium bonus options and multiple allocation choices.
Get AppointedFor agent use only. Not intended for use with the general public or consumers. Product availability, features, and rates may vary by state and are subject to change without notice. Information provided on this website is for informational purposes only and does not constitute a solicitation or offer to sell insurance or annuity products in any jurisdiction where such solicitation or offer would be unlawful. Please contact EverVest directly to confirm the most current product details, availability, and rates. Main: 888-990-5501