MYGA Plus
Guaranteed 4.90% Compounding — Plus Upside Trigger Potential
A 5-year MYGA-style solution built for clients who want strong guaranteed growth today, with the opportunity for even more at the end of the term.
- 4.90% guaranteed compounding for 5 years
- Potential 9% bonus credit at the end of the term
- Equivalent 6.72% rate if the performance trigger activates
- 10% liquidity from year 2, plus RMD-friendly access
Built for rate-seeking clients who want principal protection, tax-deferred growth, and a simple story for the end of the 5-year term.
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Why Producers Are Looking at MYGA Plus
MYGA Plus combines a strong guaranteed compounding rate with a clearly defined performance trigger opportunity, making it easy to position for clients who want certainty with an added upside story.
Clients receive a 4.90% guaranteed compounding rate for the full 5-year term, creating a simple, dependable accumulation story.
If the performance trigger activates at the end of the term, a 9% bonus credit is added, creating an equivalent 6.72% rate over 5 years.
10% free withdrawals beginning in year 2, plus RMD-friendly access, help support clients who want some flexibility without giving up the guarantee story.
Have a case in mind?
Submit an illustration request and we’ll help you review rate positioning, trigger potential, and overall fit for your client.
Product Overview
MYGA Plus is a 5-year multi-year guaranteed annuity designed to provide guaranteed compounding growth with a defined performance trigger opportunity at the end of the term.
Core Product Highlights
- 4.90% guaranteed compounding for 5 years.
- 9% bonus interest credit opportunity if the performance trigger activates at the end of the term.
- Equivalent 6.72% rate when the performance trigger is met.
- Principal protection with tax-deferred growth potential.
- Full account value death benefit.
- Designed for “rate seekers” who want a simple guarantee plus upside opportunity.
Contract Details
For agent use only. Not intended for use with the general public or consumers.
MYGA Plus may fit clients who want guaranteed accumulation first, but like the idea of an added end-of-term performance trigger that can boost the overall outcome.
Flexibility, Access & Client Fit
Starting in year 2, clients may access up to 10% penalty-free, and the product is structured to support RMD-friendly planning.
Position it as guaranteed compounding first, with a clearly defined trigger-based bonus opportunity second — an easy conversation for conservative accumulation clients.
Agent Resources
Access the MYGA Plus materials below.
Rates and product availability are subject to change. For agent use only.
Ready to Offer MYGA Plus?
Request an illustration, review the materials, or move forward with contracting when you’re ready.