MYGA Plus
Guaranteed 4.80% Compounding — Plus Upside Trigger Potential
A 5-year MYGA-style solution built for clients who want guaranteed growth today, with the opportunity for more at the end of the term.
Built for rate-seeking clients who want principal protection, tax-deferred growth, and a simple story for the end of the 5-year term.
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Why Producers Are Looking at MYGA Plus
MYGA Plus combines a strong guaranteed compounding rate with a clearly defined performance trigger opportunity, making it easy to position for clients who want certainty with an added upside story.
Guaranteed first. Upside second.
Lead with the 4.80% guaranteed compounding story, then introduce the end-of-term 9% bonus credit opportunity. If the trigger activates, the 5-year equivalent rate becomes 6.62%.
Clients receive a 4.80% guaranteed compounding rate for the full 5-year term, creating a simple, dependable accumulation story.
10% free withdrawals beginning in year 2, plus RMD-friendly access, help support clients who want flexibility without giving up the guarantee story.
Have a case in mind?
Submit an illustration request and we’ll help you review rate positioning, trigger potential, liquidity, and overall fit for your client.
A 5-year accumulation story with a defined trigger opportunity.
MYGA Plus is a 5-year multi-year guaranteed annuity designed to provide guaranteed compounding growth with a defined performance trigger opportunity at the end of the term.
Core Product Highlights
- 4.80% guaranteed compounding for 5 years.
- 9% bonus interest credit opportunity if the performance trigger activates at the end of the term.
- Equivalent 6.62% rate when the performance trigger is met.
- Principal protection with tax-deferred growth potential.
- Full account value death benefit.
- Designed for “rate seekers” who want a simple guarantee plus upside opportunity.
Contract Details
For agent use only. Not intended for use with the general public or consumers.
Client-friendly access without losing the guarantee story.
Best fit conversation
MYGA Plus may fit clients who want guaranteed accumulation first, but like the idea of an added end-of-term performance trigger that can boost the overall outcome.
Agent Resources
Rates and product availability are subject to change. For agent use only.
Ready to Offer MYGA Plus?
Request an illustration, review the materials, or move forward with contracting when you’re ready.