A Fixed Index Annuity Built for Today’s Market.
Offer clients a 10% Guaranteed Cap on the S&P 500 — backed by EverVest’s full producer support, fast contracting, and dedicated sales team access.
Rates effective April 13, 2026. Subject to change. Not available in all states.
Built Around Your Success
EverVest is an independent marketing organization dedicated to giving producers the products, support, and tools they need to serve clients and grow their book of business.
Fast, Frictionless Contracting
We make getting appointed simple. Our team walks you through contracting so you’re ready to write business quickly — with no unnecessary delays or back-and-forth.
Dedicated Sales Team Access
You get a real person on the phone — our sales and case design team is available to help you review fit, run illustrations, and work through complex cases alongside you.
Competitive Compensation
Work with an IMO that believes producers deserve to be paid well for the value they deliver. We offer competitive comp structures across our product portfolio.
Marketing & Case Materials
Access ready-to-use brochures, rate sheets, product highlights, and client-facing materials — so you spend more time with clients and less time building tools from scratch.
E-App via FireLight
Submit business electronically through FireLight, reducing paperwork, turnaround time, and in-good-order issues — so your clients’ policies get issued faster.
A Portfolio Built to Compete
From fixed index annuities to life insurance, EverVest brings you products with competitive rates and features that hold up in client conversations and against the competition.
AccumRev™ Fixed Index Annuity
A flexible FIA with guaranteed cap options, multiple index strategies, and a built-in Index Lock Rider — designed to help your clients grow and protect retirement assets.
Product Resources
S&P 500® Guaranteed Cap Rate
S&P 500 Dynamic Intraday TCA® Cap
Annual Fixed Strategy Rate
Key Product Parameters
Rates effective April 13, 2026. Subject to change without notice. Not all strategies available in all states.
Index Lock Rider
Manual, upper, and lower lock functionality on eligible Par Rate strategies during each index term.
Guaranteed Cap Stability
Cap rate locked at contract issue for the full 5- or 7-year guarantee period — no surprises at renewal.
Principal Protection
Initial premium and credited interest protected from market downturns, regardless of index performance.
10% Free Withdrawals
Up to 10% of initial premium available annually beginning at contract issue, penalty-free.
Waiver Provisions
Surrender charges and MVA may be waived for qualifying nursing home confinement or terminal illness.
RMD Friendly
Required minimum distributions can be taken without incurring a surrender charge, up to the RMD amount for AccumRev.
What Agents Are Saying
Producers across the country trust EverVest to support their annuity business.
EverVest’s support team is genuinely second to none. I can get someone on the phone when I need them, and they actually know the product. That makes a real difference when I’m in front of a client.
The guaranteed cap rate on AccumRev is one of the strongest stories I’ve been able to tell clients in years. It’s a product that actually resonates in today’s environment.
Contracting was fast, the materials are polished, and the commission structure is competitive. EverVest made it easy to add another quality carrier relationship to my practice.
Get Contracted with EverVest Today
Whether you have a client case in hand or you’re evaluating a new IMO relationship, our team is ready to help.
Get Started with EverVest
Tell us about yourself and we’ll reach out to get you contracted and ready to write business.
Interest-based form for advisors to use to contact EverVest.
By submitting, you agree to be contacted by EverVest, Inc. regarding producer opportunities and product information. Product availability subject to state regulations and change.