Privacy Policy - EverVest, Inc

EverVest, Inc Privacy Policy

EverVest, Inc values our customers’ trust and is committed to the responsible management, use, and protection of the information entrusted to us. The following privacy policy and disclosure outline what nonpublic personal information we collect, how we protect nonpublic personal information, and how we share nonpublic personal information.

We respect the privacy of our users and are committed to responsible handling of mobile information. Mobile numbers and related data collected for text messaging purposes are used exclusively to deliver requested communications and are never shared with third parties or affiliates for marketing or promotional purposes.

Participation in our messaging programs is voluntary, and any information provided in connection with such programs is treated as confidential. Text messaging originator data—including phone numbers, message content, and consent-related information—is not disclosed to third parties under any circumstances, except as required to provide the service or comply with legal obligations

I. Collection of Information
We collect nonpublic personal information about you from the following sources:

Information we receive on applications or other forms;

Information we receive from consumer reporting agencies;

Information we receive from our employees, agents, and third-party affiliates; and

Information is collected by needs analysis, telephone calls, service requests, and other correspondence.

Information we receive from physicians, which may include your medical history, current health, and treatments and medications you may be taking; and

Information we receive from your motor vehicle reports or demographic information.

Please Note: We do not share nonpublic personal health information about you for marketing purposes. That health information is used only for underwriting products you purchase, administering a claim, or other insurance functions by us or on your behalf unless you or the law authorizes distribution of greater breadth.
II. Sharing of Information
At EverVest, we are committed to protecting the confidentiality, security, and integrity of the information entrusted to us. This Privacy Policy outlines how we manage your data when you engage with us through our website, email, or other channels.

Our Commitment to Your Privacy

We take your privacy seriously. EverVest does not sell, rent, or share any producer or agent information with third parties for marketing or promotional purposes.

We only disclose information under limited, clearly defined circumstances, and only when doing so is necessary to fulfill a legitimate, service-related need.

When We Share Information

We only share information in the following cases:

Contract Fulfillment with Licensed Producers
If you are a contracted agent, we may share relevant information with our upline partners and insurance carriers—but only as required to fulfill the obligations of your active contracts.

Support for Public Inquiries
EverVest works exclusively with licensed insurance professionals and does not provide direct services to the general public.
However, when an individual from the public reaches out seeking support we cannot provide, we may, with care and discretion, refer their inquiry to a licensed financial professional who is qualified to help with their specific need.

This is not done for marketing or solicitation purposes, but rather to ensure individuals are connected with appropriate support.

We only share such information with agents we have identified as well-suited to assist, and solely for the purpose of responding to the expressed need.

Scope of This Policy

This Privacy Policy applies to:

All websites owned or operated by EverVest;

Any affiliated online properties or services;

Email communications and forms submitted through our platforms.

Policy Updates

We may update this Privacy Policy from time to time to reflect legal, regulatory, or operational changes. All updates will be posted here with a revised effective date. We encourage you to check this page periodically.

If any changes are not acceptable to you, your sole recourse is to discontinue use of our services and website.
III. Policies and Procedures to Protect Information
We restrict access to nonpublic personal information about you to those employees or service providers who need to know the information to provide products or services to you. The policies and procedures used by EverVest, Inc are designed to (i) ensure the security and confidentiality of customer information, (ii) protect against any anticipated threats and or hazards to the security and integrity of customer records and information; and (iii) protect against unauthorized access to, and use of customer records or information that could result in substantial harm or inconvenience to any customer.

In addition to the specific categories listed above, EverVest, Inc has implemented physical, electronic, and procedural safeguards to protect non-public personal information about customers. These safety mechanisms are regularly tested to assure continued efficacy. The condition and status, as well as any breaches or violations, of this Privacy Policy, are reported to the EverVest, Inc Board, through the Internal Audit Committee, on an annual basis. The goal of EverVest, Inc Privacy Policy is to protect non-public personal information about customers in a manner that enables customers to continue to receive the highest level of service while at the same time feeling confident that non-public personal information about them is treated with the care and security it deserves.

Physical Records

Physical safeguards are in place that comply with federal regulations to guard non-public personal information about you that is maintained in hard copy.

Information Systems

Electronic files operate under a “lockout” system whereby three failed attempts to log-on result in shutdown; the system will only be re-enabled after verification of the user by security personnel;

Logon identifications are issued only with specific access authorizations;

Passwords must be changed every ninety days;

Internal systems are regulated to ensure that only authorized EverVest, Inc associates can access the information contained in the system;

Website servers used to gather and transmit personal data are stored in a secure and environmentally controlled location;

The EverVest, Inc website (domain and additional content-related websites), and certain other electronic files are encrypted;

Monitoring systems and procedures are in place to provide warnings of possible attacks or intrusions into information systems; and

Systems are equipped with response mechanisms that take appropriate action when unauthorized access to protected information is suspected or detected.

Employees

Control procedures are in place together with the segregation of duties for employees with access to, or responsibility for, non-public personal information;

Employees receive training, as part of the orientation process, with respect to EverVest, Inc Privacy Policy and the issuance of the privacy notice; and

Employees are required to execute an acknowledgment form following a review of EverVest, Inc Privacy Policy.

Agents

Individuals, companies, and other entities that access products and services from EverVest, Inc must agree to safeguard nonpublic personal information about customers pursuant to EverVest, Inc Privacy Policy.

Third-Party Service Providers

Third-party service providers must agree to safeguard nonpublic personal information about customers pursuant to EverVest, Inc Privacy Policy.

In addition to the specific categories listed above, EverVest, Inc has implemented physical, electronic, and procedural safeguards to protect non-public personal information about customers. These safety mechanisms are regularly tested to assure continued efficacy. The condition and status, as well as any breaches or violations, of this Privacy Policy, are reported to the EverVest, Inc Board, through the Internal Audit Committee, on an annual basis. The goal of EverVest, Inc Privacy Policy is to protect non-public personal information about customers in a manner that enables customers to continue to receive the highest level of service while at the same time feeling confident that non-public personal information about them is treated with the care and security it deserves.