Strong Accumulation Plus Access When Life Changes
Up to a 13.00% cap, 15% annual free withdrawals and a valuable waiver that can provide access without withdrawal charges or MVA after a qualifying ADL event.
When Health Changes, Access Matters
After the first contract year, if a qualifying client becomes unable to perform 2 of the 6 standard Activities of Daily Living, they may access their funds without withdrawal charges or a Market Value Adjustment.
It’s a simple benefit: if a qualifying health event happens, contractual surrender charges don’t have to stand between the client and access to their money.
Current High-Band Highlights
Cap Rate
S&P 500 Dynamic Intraday TCA Index.
Participation Rate
Barclays Fortune 500 ER Dividends Index.
Trigger Rate
Competitive S&P 500 crediting option.
Locked S&P 500 Cap
Locked for the first seven contract years.
Bonus Version Available
A separate 10-year bonus version offers a 12% up-front premium bonus. A $250,000 premium results in an initial account value of $280,000.
The bonus version has different crediting rates and is subject to vesting and contract provisions.Optional Enhanced Death Benefit
The optional rider includes a 6% compounded Guaranteed Enhancement Value along with a separate performance-based value tied to interest credited to the annuity.
Rider charges, eligibility requirements and contract provisions apply.Want the Details?
Review the current rates and product guide, or send us the case and we’ll help run the illustration.
Current Rates
Review current cap, participation, trigger and fixed-account rates.
View Rates 02Product Guide
Review the accumulation options, liquidity features, ADL waiver and other product provisions.
View Product Guide 03Request an Illustration
Send us your case information and the EverVest team can help you evaluate the available options.
Request IllustrationRun the Numbers
Complete the form with your case information and the EverVest team will follow up with the requested illustration.
Want to Talk Through a Case?
Call EverVest directly:
952-542-6300
Monday–Thursday: 8 AM–5 PM Central
Friday: 8 AM–4 PM Central